Guides
Get your transactions ready.
Use these steps to paste M-Pesa messages or import a bank statement, then check the results.
How to analyze M-Pesa messages
- Open the M-PESA conversation in your Messages app.
- Select and copy transaction confirmation messages for the period you want to understand.
- Open Vamar’s analyzer, paste the messages, and choose Show me.
- Review the date range and transactions recognized before acting on a pattern.
Vamar parses the pasted text in your browser. Messages from more than one month make it easier to spot transactions that may recur.
Importing a bank statement
Export a CSV statement from your bank if available, then upload the file or paste its rows. Banks use different column names and date formats, so review the result and compare it with your original statement. Avoid sharing a statement that contains information you do not want analyzed.
What “possible repeating payment” means
Vamar looks for similar payments to the same payee with dates that appear regular. It cannot know whether a transfer is a subscription, rent, a family payment, or coincidence. Check the payee and dates yourself before labeling a transaction as a subscription.
Finding cancellation instructions
Open Subscriptions, add a service, then create a search link for cancellation instructions. Review the results and choose the provider’s official help page. Vamar does not sign in or cancel the service for you. Some services require cancellation through the app store, mobile operator, or payment provider where you subscribed.