Paste or upload
Use M-Pesa confirmation messages or a bank statement exported as CSV.
M-Pesa and bank statement analysis
Where do the small payments add up?
Paste M-Pesa confirmations or a bank CSV. Vamar groups payments by payee and flags dates that may repeat. Check the pattern against your own records.
Your pasted records stay in this browser.See what leaves it
9:41
ILLUSTRATIVE SAMPLE · MAY–JUL
$147.00went out
May–Jul 2026 · 9 payments3 possible repeats
$0.00came in3possible repeats
BY PAYEE PAID
Netflix3 times · $11.00 avg · monthly$33.00
Gym membership3 times · $35.00 avg · monthly$105.00
Cloud storage3 times · $3.00 avg · monthly$9.00
Example only. Vamar marks patterns as possible repeats.
An example of the analyzer’s summary
Three steps
From statement to a clearer picture.
No bank connection is needed. You choose what to paste or upload, and review the results yourself.
Review the summary
Check grouped payments, totals, and possible repeats against your original records.
Choose what to do
Keep a subscription list in this browser or look up cancellation instructions for a service.
Subscription list
Keep track of what renews.
Save services and monthly costs in this browser. Vamar can also help you find official cancellation instructions; it cannot cancel for you.
Data handling
Your raw messages stay in this browser.
Core parsing happens on your device. If you ask for AI tips, Vamar sends an anonymized summary. If you ask for cancellation search terms, it sends the service name.
Try the analyzer